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North Carolina ZIP Codes
Swain County
Bryson City, NC
28713
28713 ZIP Code — Bryson City, NC
Swain County, North Carolina
ZIP code 28713 is located in
Bryson City ,
North Carolina ,
within Swain County .
It covers approximately 139.58 square miles and serves a population of
8,579 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 828 .
About ZIP code 28713
The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $206,700. Owner-occupancy is high at 75%, well above the national average.
Median household income is $58,226. 42% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 23 minutes is near the national average.
Educational attainment is near the national average, with 24% of residents holding a bachelor's degree or higher.
Health indicators show elevated rates of smoking (23%) compared to national benchmarks. 17% of residents lack health insurance, above the national average.
Overall, ZIP code 28713 reflects a community defined by high homeownership and a significant Social Security-dependent population.
28713 ZIP code map
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Cities in ZIP code 28713
Below are the cities the US Postal Service accepts for ZIP code 28713. Using any city not on this list may result in mail delivery delays.
Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
8,579
Population density
61 / sq mi
State FIPS
37
County FIPS
173
Geography
Land area
139.58 sq mi
Water area
5.73 sq mi
Latitude
35.4456
Longitude
-83.6425
Timezone
Eastern (ET)
Area code
828
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
52.9%
54.4%
44.4%
$50k – $100k
28.5%
30.1%
30.6%
$100k – $200k
17.7%
14.4%
19.1%
Over $200k
1.0%
1.2%
6.0%
Demographics & statistics
$58,226
Median household income
$206,700
Median home value
24.0%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 1,716 20.0%
18 and over 6,863 80.0%
65 and over 1,852 21.6%
Median age 45.7 years
Race & ethnicity
American Indian / Alaska Native
8.6%
Black or African American
0.7%
Native Hawaiian / Pacific Islander
0.1%
Group Count %
White 7,292 82.9%
American Indian / Alaska Native 756 8.6%
Two or more races 394 4.5%
Hispanic or Latino 212 2.4%
Black or African American 59 0.7%
Asian 37 0.4%
Other race 32 0.4%
Native Hawaiian / Pacific Islander 9 0.1%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
52.9%
54.4%
44.4%
$50k – $100k
28.5%
30.1%
30.6%
$100k – $200k
17.7%
14.4%
19.1%
Over $200k
1.0%
1.2%
6.0%
Range % of households
Under $10k 6.6%
$10k–$15k 7.0%
$15k–$25k 12.3%
$25k–$35k 6.8%
$35k–$50k 11.4%
$50k–$75k 13.0%
$75k–$100k 12.9%
$100k–$150k 20.2%
$150k–$200k 6.8%
$200k+ 3.0%
Median income $58,226
Housing
Housing overview
Metric Value
Median home value $206,700
Median rent / month $685
Owner occupied 75.4%
Renter occupied 24.6%
Vacant 37.4%
Single-family detached 69.3%
Large apartment buildings 0.3%
Mobile homes 24.0%
Median rooms 5.1
Avg household size (owned) 2.33
Year built
Era %
2020 or later 0.0%
2010–2019 6.1%
2000–2009 19.5%
1990–1999 20.5%
1980–1989 11.3%
1970–1979 18.2%
1960–1969 8.0%
1950–1959 8.4%
1940–1949 3.0%
1939 or earlier 4.9%
Bedrooms
Size % of units
No bedroom (studio) 3.1%
1 bedroom 5.3%
2 bedrooms 33.7%
3 bedrooms 46.8%
4 bedrooms 10.0%
5+ bedrooms 1.1%
Vehicles per household
Vehicles % of households
No vehicle 6.1%
1 vehicle 31.2%
2 vehicles 35.2%
3 or more 27.5%
Heating fuel
Fuel type %
Utility gas 1.9%
Electricity 66.8%
Propane / LP gas 16.2%
Fuel oil 6.0%
Wood 8.2%
No fuel used 0.2%
Households & families
Household type Count %
Married-couple family 1,854 52.1%
Cohabiting couple 178 5.0%
Male householder, no spouse 474 13.3%
Female householder, no spouse 1,052 29.6%
Households with children under 18 837 23.5%
Households with seniors (65+) 1,325 37.2%
Average household size 2.36
Marital status
Status Male Female
Never married 26.1% 23.7%
Married 58.9% 48.4%
Separated 1.1% 1.6%
Widowed 3.7% 10.9%
Divorced 10.1% 15.3%
Education
Some HS, no diploma
10.3%
Some college, no degree
20.4%
Graduate / professional
9.8%
Metric %
HS diploma or higher 84.9%
Bachelor's or higher 24.0%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 45 2.6%
Kindergarten 65 3.7%
Elementary school 937 53.5%
High school 367 20.9%
College / grad school 339 19.3%
Employment
Industry of employment
Education & healthcare
25.7%
Arts, food & hospitality
17.2%
Public administration
7.6%
Professional & management
6.9%
Agriculture & mining
4.3%
Transportation & utilities
3.4%
Finance & real estate
2.6%
Occupation
Category %
Management, business & arts 31.4%
Service 31.2%
Sales & office 14.1%
Natural resources & construction 16.8%
Production & transportation 6.4%
Employment type
Type %
Private sector 68.2%
Government 25.2%
Self-employed 6.6%
Unpaid family workers 0.0%
Commute
Method %
Drive alone 81.1%
Carpool 8.1%
Public transit 1.0%
Walk 0.7%
Work from home 6.2%
Other means 2.9%
Avg commute (minutes) 23.2
Poverty
Married-couple families
4.4%
Female-led households
39.5%
Income support
Source % of households
Social Security 41.7%
Retirement income 26.0%
Supplemental Security 6.5%
Cash public assistance 2.4%
Food stamps / SNAP 14.8%
Health indicators
Condition %
Obesity 34.8%
High blood pressure 39.0%
High cholesterol 38.6%
Diabetes 13.1%
Heart disease 9.1%
Stroke 4.4%
Asthma 9.8%
Arthritis 32.0%
Kidney disease 3.9%
Pulmonary disease 10.3%
Cancer 8.0%
Behavior / access %
Smoking 23.0%
Binge drinking 14.1%
No physical activity 25.3%
Less than 7 hrs sleep 31.8%
Depression 24.8%
Fair or poor health 18.1%
Poor mental health 15.2%
Poor physical health 13.7%
No health insurance 18.5%
Visited doctor (checkup) 78.4%
Visited dentist 60.2%
Cholesterol screening 89.7%
Teeth loss 18.0%
Veterans & disability
Veterans Count %
Civilian veterans 369 5.4%
Disability %
Any disability 18.6%
Under 18 12.3%
18–64 years 15.8%
65 and over 32.5%
Health insurance coverage
Type %
Private insurance 51.7%
Public insurance 44.5%
No insurance 17.2%
Uninsured under 19 10.5%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 8,262 96.3%
Spanish 34 0.4%
Other Indo-European 21 0.3%
Asian & Pacific Islander 0 0.0%
Other languages 0 0.0%
Place of birth & citizenship
Origin Count %
Native born (US) 8,366 97.5%
Born in same state 8,321 97.0%
Born in different state 5,654 65.9%
Foreign born 45 0.5%
Naturalized citizen 213 2.5%
Not a US citizen 75 35.2%
Ancestry
Ancestry Count %
Arab 2,630 30.7%
French 1,266 14.8%
Italian 852 9.9%
English 65 0.8%
Irish 12 0.1%
Ancestry Count %
Polish 12 0.1%
German 9 0.1%
Dutch 8 0.1%
Norwegian 4 0%
Technology access
Metric % of households
Computer access 41.5%
Internet access 85.8%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 28713
What city is ZIP code 28713 in?
ZIP code 28713 is primarily assigned to Bryson City, North Carolina.
What county is ZIP code 28713 in?
ZIP code 28713 falls within Swain County, North Carolina.
Does ZIP code 28713 have a large retiree population?
42% of households in ZIP code 28713 receive Social Security income, suggesting a significant retiree or disability population.
What is the poverty rate in ZIP code 28713?
15% of residents in ZIP code 28713 live below the poverty line, above the national average.
What is the population of ZIP code 28713?
ZIP code 28713 has an estimated population of 8,579 residents, with a density of 61 people per square mile.
What is the typical home value in ZIP code 28713?
The median home value in ZIP code 28713 is $206,700.
What timezone is ZIP code 28713 in?
ZIP code 28713 observes the EST timezone.
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